Choose your membership
Your first month is just $10
Essential
$48/month
$45/month
$40/month
Your own dedicated Fruitful Guide
Three 1-on-1 sessions up front to get you on track to hit your goals with confidence
A built-for-you money system that automates your finances and simplifies your life
Annual check-in session to stay on track
Anytime messaging
4.00% Annual Percentage Yield1 on all of your cash
Professional investment management
Plus
$148/month
$138/month
$125/month
Your own dedicated Fruitful Guide
Three 1-on-1 sessions up front to get you on track to hit your goals with confidence
A built-for-you money system that automates your finances and simplifies your life
Annual check-in session to stay on track
Anytime messaging
4.00% Annual Percentage Yield1 on all of your cash
Professional investment management
Ongoing 1-on-1 sessions as you need them
This tier lets you book extra 1-on-1 sessions after your first three — for life changes, new questions, or regular progress check-ins.
© Fruitful 2025 — All rights reserved. “Fruitful” refers to Fruitful, Inc. and its wholly-owned, affiliated, and separately managed subsidiaries, Fruitful Financial, LLC and Fruitful Advisory, LLC, an SEC-registered investment adviser. To learn more about Fruitful Advisory, LLC please view its Form ADV Part 2 and Form CRS available at www.adviserinfo.sec.gov. Registration with the SEC does not imply any level of skill or training. This information is provided by Fruitful for educational and illustrative purposes only and is not considered an offer, solicitation of an offer, advice, or recommendation to buy, sell, or hold any security. All investing involves risk, including the risk of losing the money you invest and past performance does not guarantee future performance. Only members of Fruitful have access to products and services across the Fruitful affiliates and subsidiaries.
Investment products and services provided by Fruitful Advisory, LLC are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE.
Fruitful is a financial technology company, not a bank. Deposit accounts provided by Emigrant Bank, Member FDIC. The Fruitful Card is issued by Emigrant Bank pursuant to license by Mastercard International Incorporated.
¹ The Annual Percentage Yield (APY) is accurate as of XX/XX/YEAR. The interest rate and corresponding APY is variable and set at our discretion. Interest is compounded daily and paid monthly. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
* Offer available until 01/31/2026. To be eligible for $250.00 bonus, Members must receive a qualifying direct deposit of $2,000.00 or greater to their Fruitful Cash Account. Limit of 1 Bonus per Membership. See Bonus Program Terms and Conditions at fruitful.com/legal/250-direct-deposit-promo
All plans include access to:
Advice
Dedicated advice from your Fruitful Guide, a CFP® Professional who helps with everything money touches.
Support
1-to-1 video sessions with a tailored roadmap and regular progress check-ins, quick syncs and anytime messaging.
Save & Spend
5.00% Annual Percentage Yield1 Cash Accounts and access to Fruitful Card, with no account fees or interest charged ever.
Invest
Tailored investment portfolios with support at every step and no management fees.
© Fruitful 2025 — All rights reserved. “Fruitful” refers to Fruitful, Inc. and its wholly-owned, affiliated, and separately managed subsidiaries, Fruitful Financial, LLC and Fruitful Advisory, LLC, an SEC-registered investment adviser. Benefits of a Fruitful membership are made available by Fruitful to members with an active subscription.
To learn more about Fruitful Advisory, LLC please view its Form ADV Part 2 and Form CRS available at www.adviserinfo.sec.gov. Registration with the SEC does not imply any level of skill or training. All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. This information is not considered an offer, solicitation of an offer, advice, or recommendation to buy, sell, or hold any security.
Fruitful is a financial technology company, not a bank. Deposit accounts provided by Emigrant Bank, Member FDIC. The Fruitful Card is issued by Emigrant Bank pursuant to license by Mastercard International Incorporation.
¹ The Annual Percentage Yield (APY) is accurate as of XX/XX/YEAR. The interest rate and corresponding APY is variable and set at our discretion. Interest is compounded daily and paid monthly. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.